Last Updated: 1 December 2026 — These Terms & Conditions apply to all ac99 services.

Legal Document

AC99 Terms and Conditions — Your Rights & Responsibilities

Please read these Terms carefully before registering or using AC99. This is a transparent agreement between you and us — everything is stated clearly.

1. Identity & Consent

AC99.fun is an internationally licensed online gaming platform serving users in Bangladesh and other countries. These Terms and Conditions ("Terms") apply to AC99's website, mobile application, and all related services.

By creating an account or using the platform, you are deemed to have read, understood, and agreed to these Terms in full. If you do not agree with any part of these Terms, please refrain from using AC99.

Important: These Terms constitute a legally binding agreement. AC99 reserves the right to amend them at any time. Continued use of the platform following any changes will be considered acceptance of the updated Terms.

2. Account Registration & Management

A personal account is required to play on AC99. Each individual may register only one account. Creating multiple accounts is strictly prohibited and may result in account termination and forfeiture of all balances.

Account Registration Requirements

  • All information provided at registration must be accurate, complete, and up to date.
  • Your account password and login credentials must be kept strictly confidential.
  • Allowing third parties to access or use your account is strictly prohibited.
  • Any suspicious activity on your account must be reported to AC99 Support immediately.
  • Only one phone number and one email address may be registered per person.

AC99 recommends enabling two-factor authentication (2FA) to keep your account secure. AC99's liability for unauthorized access to your account is limited — however, we are always ready to help.

3. Age Verification & KYC Process

AC99 is strictly for users aged 18 and above. Minors are prohibited from using the platform. By registering, you confirm that you are at least 18 years of age.

KYC Verification Process

AC99 complies with international Anti-Money Laundering (AML) policies. Prior to withdrawal, or at any time, AC99 may request the following documents to verify your identity:

  • Copy of National ID (NID) or passport
  • Proof of current address (utility bill or bank statement)
  • Proof of payment method ownership
  • Selfie photo (where applicable)

KYC Processing Time: KYC verification is typically completed within 24–48 hours of document submission. Large withdrawals may be temporarily held until verification is complete.

4. Deposit & Withdrawal Policy

Deposits on AC99 can be made via mobile banking, e-wallets, and other approved payment methods. All transactions are processed in BDT.

Deposit Policy

  • Minimum deposit amounts are determined by the selected payment method.
  • Only payment accounts registered in your own name may be used.
  • Deposits made by a third party are strictly prohibited.
  • All deposits are credited instantly (typically within 1–5 minutes).

Withdrawal Policy

  • KYC verification must be completed before any withdrawal can be processed.
  • Withdrawals must be made to the same payment method used for the original deposit.
  • Withdrawals are typically processed within 3–5 minutes.
  • Unusually large withdrawal requests may require additional verification.
  • Bonus funds cannot be withdrawn directly — wagering requirements must be met first.

Secure Transactions: All financial transactions on AC99 are secured with 256-bit SSL encryption. We never share personal financial information with third parties.

5. Bonus & Promotion Terms

AC99 bonus offers are subject to specific terms. Claiming a bonus means you accept those terms. Each bonus carries its own Wagering Requirement.

General Bonus Rules

  • Each bonus offer carries a specific wagering multiplier (typically 10x–30x).
  • Wagering requirements must be completed within a set time limit once a bonus is activated.
  • As a general rule, you may not claim another bonus while one is already active.
  • AC99 reserves the right to modify or cancel any bonus offer at any time.
  • Fraudulent or incorrect bonus claims may result in account termination.

Please note: Terms and conditions for each bonus are listed with the respective offer. Please read them carefully before claiming any bonus.

6. Gaming Rules & Fair Play

All games on AC99 operate using certified Random Number Generator (RNG) technology. Every outcome is entirely random and not predetermined. Neither AC99 nor any game provider can know or alter results in advance.

  • Each game's rules and RTP (Return to Player) information are available within the game itself.
  • Exploiting any bug or glitch in the gaming software for gain is strictly prohibited.
  • If a game is interrupted due to a technical issue, any incomplete bets will be considered void.
  • AC99 reserves the right to correct any erroneous payouts resulting from a technical error.

7. Prohibited Activities

The following activities are strictly prohibited on ac99. Violations may result in immediate account termination and forfeiture of any balance.

  • Creating or operating multiple accounts
  • Money laundering or any illegal financial activity
  • Bonus fraud or attempting to artificially fulfil wagering requirements
  • Using any software, bot, or automated tool to play games
  • Attempting to hack or launch a cyberattack on the platform
  • Fraudulent conduct toward other users
  • Spreading false information in the name of AC99

Warning: If evidence of fraud or deception is found, AC99 reserves the right to notify the relevant authorities, and legal action may be taken.

8. Privacy & Personal Data

AC99 takes the protection of your personal information seriously. We collect only what is necessary and store it securely. Personal data is never shared with third parties, except where required by law or for payment processing purposes.

For more details, visit our Privacy Policy Read.

9. Limitation of Liability

AC99 is not liable for the following:

  • Gaming sessions or transactions interrupted due to loss of internet connection
  • Transaction delays caused by third-party payment providers
  • For account credential theft or misuse resulting from the user's own negligence
  • Service disruptions caused by unexpected technical issues or force majeure events

AC99 is always committed to resolving issues promptly and providing fair assistance to any affected users.

10. Account Closure & Suspension

AC99 reserves the right to suspend or terminate accounts in the following circumstances:

  • Where clear evidence of a terms violation is found
  • Suspected fraudulent or deceptive activity
  • Failure to cooperate with KYC verification
  • For accounts inactive over an extended period

You may request account closure at any time through our support team. You will be given the opportunity to withdraw your available balance before the account is closed (provided verification is complete).

11. Changes & Amendments

AC99 reserves the right to update these Terms and Conditions at any time. Users will be notified of significant changes via email or an in-platform notification. Continued use of the platform after any changes constitutes acceptance of the updated Terms.

The English version of these Terms is the governing document — in the event of any conflict with a translation in another language, the English version shall prevail.

Key Points

Key highlights of the Terms & Conditions at a glance

Key Highlights of AC99's Terms at a Glance

Age Requirement — 18+

AC99 is for users aged 18 and above only. Providing false information during age verification is a punishable offense.

One Account Policy

One account per person. Creating multiple accounts risks bonus forfeiture and account termination.

KYC Verification is Mandatory

Identity verification is required prior to withdrawal. This is in place to protect both you and us.

Wagering Requirements

Each bonus has a wagering multiplier that must be met before any withdrawal can be processed.

Zero Tolerance for Fraud

Any form of fraud or deception will result in immediate account termination and legal action.

Responsible Gaming

AC99 provides limit-setting and self-exclusion tools. Always put responsible enjoyment first.

Summary

Dos and Don'ts

Do Don't
Register with accurate information Do not provide false identity or age information
Use your own payment account Do Not Use Another Person's Account
Read the bonus terms first Do Not Create Multiple Accounts
Submit Your KYC Documents Promptly Do not use bots or automated software
Keep your password confidential Never Share Your Account Credentials
Contact support if you encounter any issues Do Not Hack or Manipulate Game Software
Done reading the Terms & Conditions?

Join AC99 — Start Safe and Transparent Gaming Today

You've read everything — register now with confidence. Every one of your rights is protected at AC99.

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